How These Terms Apply to Your Account
By opening and using a jos65 account, you agree to the terms laid out on this page. These terms cover account registration, wallet transactions, and how account balances behave when you move funds through DANA, OVO, or GoPay. Each payment rail has its own clearing behaviour
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— DANA and OVO transfers post to your account wallet once the originating app confirms the transaction; GoPay follows the same path. We do not alter those clearing timelines, but we do require that the wallet name matches your registered account name before any withdrawal is
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processed. Mismatched wallet details will delay a withdrawal until verification is complete. You are responsible for keeping your login credentials secure. Sharing your account access with another person violates these terms and may result in suspension. Any activity carried out through your account credentials is treated
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as your own. We reserve the right to suspend an account where we detect unusual activity patterns, pending a review. If a suspension is applied, we will contact you through the email address on your account. These terms may be updated; continued use of the account
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after a published update means you accept the revised version. Always check this page when you return after a break.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.