What We Collect and Why We Hold It
When you open an account with jos65, we collect the details you submit during registration — name, contact information, and the wallet identifiers connected to your DANA, OVO or GoPay account. We also log session data, device type and IP address to detect unusual access patterns
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and keep your account secure. Transaction records tied to local payment activity are retained as required by applicable financial and operational obligations, and for as long as your account remains active. We do not sell your personal data to third parties, and we do not share
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wallet details with advertisers. Data shared with payment processors — including those handling OVO and GoPay flows — is limited strictly to what those processors need to complete your transaction. If you access the platform from Jakarta or Surabaya, the same data practices apply regardless of
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city. Availability of the platform and the scope of data processing may depend on local law and eligible regions. Where local law requires additional disclosures or grants you specific rights, we aim to honour those within the bounds of what we can operationally action. Any update
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to this policy will be reflected on this page, and material changes will be communicated through your registered contact details.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.